Most of us have heard the term carbon footprint and have considered its meaning, the long-term effects and possible solutions to the problem. From separating trash to buying hybrid cars, a majority of people have seriously attempted to reduce their carbon footprint. The... Continue reading
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Category: Estate Planning
Calculating the Real Costs will Surprise You I’ve been on the record for nearly 15 years with my position that buying Life Insurance (hereinafter “LI”) in a Qualified Plan (hereinafter “QP”) is not only a bad idea, it’s a terrible idea. To read my... Continue reading
Uncertainty in life is common. How many of us are comfortable when we have no idea what is going to happen in our life from day to day? How many of us are willing to save for our future if we aren’t sure... Continue reading
There are other options for avoiding probate! There are some things that are obvious about Wills; one is that they will pass through probate. Often what is not written, may be a factor of law. Below are some examples. 1. The birth of a new child... Continue reading
An Estate is Not an Estate Until You Plan It! The key to estate planning is maximum wealth with maximum security. It sounds like a simple philosphy, but it is a complicated legal world. Laws, legislation and IRS Code dictate both wealth and security. Here... Continue reading
Place The Residence Into the Living Trust? Are you sure about that? As a follow up to my last article, readers have raised questions about my caution for robotically transferring a residence into a Living Trust as part of your estate plan. I... Continue reading
September Picture this (no pun intended). You are walking down the street and someone snaps a picture of you on his or her cell phone even without your permission. Here is what is going to pop up on their cell phone. A picture... Continue reading
End of the year asset protection “planning season” is upon us, so what should you do in order to make sure you have a clean “bill” of health when it comes to protecting your future? It seems to me the folks I speak... Continue reading
Financial Risk Analysis
Investments Too Risky?
It’s tough to determine which investments to use if you don’t know your own risk tolerance.Free Retirement Kit
